Who are the UAE's most prudent savers

Residents earning less than Dh3,500 per month are the most prudent  savers in the UAE, according to National Bonds Corporation (NBC) study.
The 2013 savings index, released on Monday, revealed that nearly 22 per cent of the respondents in the low-income category in the UAE managed to save at least 10 to 20 per cent of their monthly income with 31 per cent of these participants either saving on a monthly basis or every three months, relatively higher by two per cent than their financially well off counterparts.
The index further revealed that four per cent of low-income participants save more than they had planned for, while 49 per cent are committed to their saving plans and 48 per cent indicate no commitment to saving plans.
“Most of them (low income earners) have a defined objective… they come here to fulfill their objective by saving and they tend to spend less since their families are back home,” Mohammad Qasim Al-Ali, CEO of National Bonds, said.
The index tracked 1,707 UAE and Gulf Cooperation Council (GCC) residents which for the first time included over 200 workers with a monthly income of less than Dh3,500